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Online banking has become a part of our lives, offering convenience, accessibility, and security to manage our finances. As more people in India now have smartphones, banking apps are necessary tools for users to access their bank accounts. A net banking app is the best way to practice safe personal banking in India today. In India, several banks have developed robust and secure mobile banking applications that enhance the end customer’s overall banking experience. Here are five safe online banking apps in India that can revolutionise the way you bank.
- Download the IDFC FIRST Bank mobile banking app for a unique online banking experience
IDFC FIRST Bank offers one of the best personal Internet banking platforms to customers through its mobile banking app, along with the following key features:
- Zero-fee banking and other savings-related features: IDFC FIRST Bank’s popular ‘zero-fee banking’ feature waives the fees of around 28 savings account-related services. Customers can, therefore, increase their savings significantly by choosing IDFC FIRST Bank’s savings account. The bank’s mobile banking app also facilitates quick online fund transfers via UPI (Unified Payments Interface) and NEFT (National Electronic Funds Transfer).
- One-Swipe banking and Auto Pay: Besides NEFT, UPI, IMPS (Immediate Payment Service) and RTGS (Real-Time Gross Settlements), the IDFC FIRST Bank mobile banking app facilitates transfers through its ‘One-Swipe Banking’ and ‘Auto Pay’ features. The former simply requires the customer to swipe once on their phone’s screen, and the latter automate recurring payments for every customer.
- Avenues to build wealth: The IDFC FIRST Bank mobile banking app also helps customers build their wealth by offering personalised investment recommendations to all customers through the app.
- Facilities to track your previous payments: Customers can easily budget online through the IDFC FIRST Bank mobile banking app. They can track their previous payments and categorise them to save more in the future.
- Choose HDFC’s MobileBanking app to make online payments conveniently
HDFC Bank’s MobileBanking app offers real-time alerts and notifications to keep you informed about your account activities. It also provides a unique feature called “PayZapp,” which allows you to make payments to various merchants without the hassle of entering card details.
- Consider the Axis Mobile app for an overall secure banking experience
As an Axis Bank customer, you can l
og in to the Axis Mobile app simply by entering a six-digit MPIN. Axis Bank offers a secure net banking app that facilitates quick online fund transfers.
- ICICI Bank’s iMobile Pay app can help you manage your FASTags easily
ICICI Bank’s app allows users to manage their accounts, transfer funds, pay bills, and invest in various financial products. You can also manage all your FASTags at one place using the iMobile Pay app.
- State Bank of India’s YONO app
SBI’s YONO app integrates banking, investment, and shopping services into a single platform. The app deploys biometric authentication and transaction monitoring to ensure the safety of all online transactions. Customers can easily access their bank statements through the YONO app.
Choosing a safe and reliable online banking app is crucial for a seamless and secure banking experience. You should conduct thorough online research before signing up for any bank’s mobile banking services.
